:root{--ink:#143340;--teal:#087e6f;--mint:#d9f2e8;--muted:#61727a;--line:#dce5e6;--paper:#f5f8f7}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:25px}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{color:var(--teal);text-underline-offset:4px}button,input,select{font:inherit}button,a,input,select,summary{touch-action:manipulation}:focus-visible{outline:3px solid #df9e3e;outline-offset:4px}.wrap{max-width:1180px;margin:auto;padding:0 28px}.skip{position:absolute;top:-80px}.skip:focus{top:10px;background:white;z-index:10;padding:10px}header{border-bottom:1px solid var(--line)}.nav{height:86px;display:flex;align-items:center;justify-content:space-between;gap:25px}.brand{display:flex;align-items:center;gap:10px;font-size:20px;font-weight:800;color:var(--ink);text-decoration:none;line-height:1.15}.brand img{width:36px;height:36px}.brand small{display:block;font-size:10px;letter-spacing:2px;font-weight:500;margin-top:6px}.links{display:flex;align-items:center;gap:30px}.links a{font-size:13px;text-decoration:none;color:var(--ink)}.links .navcta{background:var(--ink);color:white;padding:10px 18px;border-radius:6px}.eyebrow{font-size:11px;font-weight:700;letter-spacing:1.7px;text-transform:uppercase;color:var(--teal)}.hero{padding:48px 0 30px;background:linear-gradient(130deg,#f1f8f5,#fff 70%)}.intro{display:flex;align-items:center;justify-content:space-between;gap:40px}.intro h1{font-size:52px;letter-spacing:-2px;line-height:1.1;margin:16px 0}.intro h1 span{color:var(--teal)}.intro p{font-size:16px;color:var(--muted);max-width:600px}.stamp{border-left:1px solid var(--line);padding-left:25px;min-width:180px;font-size:12px;color:var(--muted)}.stamp strong{display:block;color:var(--ink);font-size:16px}.pill{display:inline-flex;gap:8px;align-items:center;background:#e5f3ed;border:1px solid #cce4d9;border-radius:30px;padding:5px 11px;font-size:11px;font-weight:700;color:#27644f}.pill:before{content:'';width:6px;height:6px;border-radius:50%;background:#268f6a}.calc-shell{margin-top:28px;background:white;border:1px solid var(--line);border-radius:14px;box-shadow:0 14px 45px #163d3910;overflow:hidden}.calc-top{padding:18px 26px;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;gap:15px}.calc-top h2{font-size:17px;margin:0}.calc-top small{font-size:11px;color:var(--muted)}.calc-grid{display:grid;grid-template-columns:1.15fr .85fr}form{padding:26px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:18px 22px}label{display:block;font-size:12px;font-weight:700;margin-bottom:7px}input[type=number],select{width:100%;border:1px solid #cfdbde;background:white;border-radius:6px;padding:11px 12px;color:var(--ink);font-size:14px;height:46px}input:disabled,select:disabled{background:#f1f5f4;color:#788788}.hint{font-size:11px;color:var(--muted);line-height:1.5;display:block;margin-top:6px}.check{display:flex;gap:10px;align-items:flex-start;font-size:12px;font-weight:500;margin:20px 0 10px}.check input{accent-color:var(--teal);margin-top:5px}.advanced{margin-top:12px;padding:12px 0;border-top:1px solid var(--line)}summary{cursor:pointer;font-size:13px;font-weight:700}.advanced .fields{padding-top:15px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:20px;padding:12px 20px;border:0;border-radius:6px;background:var(--teal);color:white;text-decoration:none;font-weight:700;font-size:13px;cursor:pointer}.calculate{width:100%;margin-top:12px}.result{background:#123744;color:#fff;padding:29px 32px;position:relative}.result .eyebrow{color:#9ac8c2}.result .big{font-size:66px;letter-spacing:-3px;line-height:1.15;font-weight:700;margin:15px 0 0}.result .period{color:#b7cdcf;font-size:13px}.annual{font-size:14px;margin:12px 0 23px;color:#d5e6e7}.result dl{font-size:12px;margin:0}.result dl div{display:flex;justify-content:space-between;padding:10px 0;border-top:1px solid #ffffff20}.result dd{margin:0;font-weight:700}.result .note{font-size:11px;color:#bfd0d3;margin:16px 0}.result .result-actions{display:flex;gap:10px}.ghost{background:#ffffff0e;border:1px solid #ffffff35;color:#e7f6f4;cursor:pointer;border-radius:5px;padding:8px 12px;font-size:11px}.error{color:#a43027;font-size:12px}.result.hidden-result>*{visibility:hidden}.trust{display:flex;justify-content:center;gap:40px;color:var(--muted);font-size:11px;margin:20px 0 3px}.trust b{color:var(--teal);margin-right:6px}.jump{display:flex;gap:24px;flex-wrap:wrap;border-bottom:1px solid var(--line);padding:22px 0;font-size:12px}.jump strong{color:var(--muted);font-size:11px}.jump a{color:var(--ink);text-decoration:none}.section{padding:65px 0;border-bottom:1px solid var(--line)}.section h2{font-size:33px;letter-spacing:-1px;line-height:1.2;margin:10px 0 18px}.section h3{font-size:18px;line-height:1.3;margin:14px 0 10px}.lead{color:var(--muted);max-width:730px;font-size:15px}.trio{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:30px}.step{padding:0 22px 0 0;border-right:1px solid var(--line)}.step:last-child{border:0}.num{display:inline-flex;background:#e5f4ed;color:var(--teal);width:34px;height:34px;justify-content:center;align-items:center;border-radius:50%;font-size:12px;font-weight:bold}.section p,.section li{font-size:14px;color:#536971}.formula{background:#eff7f3;border:1px solid #d8e9e2;border-radius:8px;padding:20px 24px;margin-top:28px;display:flex;justify-content:space-between;gap:20px;align-items:center}.formula strong{font-size:16px}.formula small{font-size:12px;color:var(--muted)}.split{display:grid;grid-template-columns:1fr 1fr;gap:50px}.tablebox{border:1px solid var(--line);border-radius:9px;overflow:auto}table{border-collapse:collapse;width:100%;font-size:12px;text-align:left}th{background:#edf4f2;color:#38565d;font-size:11px;padding:12px 15px}td{padding:10px 15px;border-top:1px solid var(--line)}td:last-child{font-weight:700;color:var(--teal)}.band-more{margin-top:14px}.band-more table{margin-top:12px}.callout{background:#f1f7f5;border-left:3px solid var(--teal);padding:14px 18px;margin-top:22px;font-size:12px}.picture{width:100%;height:260px;object-fit:cover;border-radius:10px}.electric{background:#f5f8f6}.cards{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:24px}.card{border:1px solid var(--line);padding:27px;border-radius:10px;background:white}.card .icon{color:var(--teal);font-size:28px}.card a{font-size:12px;font-weight:700}.mini{margin-top:20px;display:flex;gap:12px;align-items:end}.mini>div{flex:1}.mini-out{background:#eaf4ef;padding:15px;border-radius:6px;margin-top:15px;font-size:14px}.faq{max-width:840px}.faq details{border-bottom:1px solid var(--line);padding:19px 0}.faq summary{font-size:15px;list-style:none;display:flex;justify-content:space-between;gap:20px}.faq summary:after{content:'+';color:var(--teal)}.faq details[open] summary:after{content:'−'}.faq p{max-width:750px}.sources{font-size:12px}.sources li{margin:7px 0;font-size:12px}.footer{background:#102f3b;padding:40px 0;color:#bbcccf}.footer .brand{color:white}.foot-grid{display:flex;justify-content:space-between;gap:50px}.footer p{font-size:11px;max-width:640px}.footer a{color:#c2ded8}.footer-bottom{margin-top:30px;border-top:1px solid #ffffff20;padding-top:20px;display:flex;justify-content:space-between;font-size:10px}.tag{font-size:10px;letter-spacing:1px;color:var(--teal);font-weight:bold}.comparison{overflow:auto;margin-top:25px}.comparison:empty{display:none}[hidden]{display:none!important}@media(max-width:800px){.links{gap:16px}.links a:not(.navcta){display:none}.intro h1{font-size:40px}.stamp{display:none}.calc-grid,.split{grid-template-columns:1fr}.result .big{font-size:54px}.trio{gap:15px}.section{padding:42px 0}.split{gap:28px}.trust{gap:12px;flex-wrap:wrap}.intro p{font-size:14px}.nav{height:72px}.wrap{padding:0 20px}.hero{padding-top:30px}.jump{gap:16px}.formula{display:block}.formula small{display:block;margin-top:8px}.cards{grid-template-columns:1fr}.foot-grid{display:block}}@media(max-width:480px){.fields{gap:15px 12px}.brand{font-size:16px}.navcta{font-size:11px!important;padding:9px!important}.intro h1{font-size:36px}.calc-top{padding:15px 18px}.calc-top small{display:none}form{padding:20px}.result{padding:25px}.trio{grid-template-columns:1fr}.step{border:0;border-bottom:1px solid var(--line);padding-bottom:14px}.section h2{font-size:28px}.mini{flex-wrap:wrap}.footer-bottom{display:block}.mini>div{min-width:100px}}@media print{header,.hero .intro,form,.jump,.trust,.section,.footer,.result-actions,.calc-top{display:none}.calc-grid{display:block}.result{color:#000;background:#fff}.result *{color:#000!important}.calc-shell{box-shadow:none;border:0}.result .big{font-size:40px}.comparison{display:block}}
/* Information and trust pages */
.footer-links{display:flex;flex-wrap:wrap;gap:12px 22px;max-width:450px;align-content:flex-start;font-size:12px}.trust-hero{background:linear-gradient(120deg,#eaf5ef,#f7faf9);padding:24px 0 38px;border-bottom:1px solid var(--line)}.breadcrumbs{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:25px;font-size:12px;color:var(--muted)}.trust-hero h1{font-size:46px;line-height:1.15;letter-spacing:-1.5px;margin:12px 0 18px}.document-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:65px;padding-top:45px;padding-bottom:65px}.document-toc{font-size:12px}.document-toc strong{display:block;text-transform:uppercase;letter-spacing:1px;font-size:10px;margin-bottom:16px}.document-toc nav{display:grid;gap:13px;margin-bottom:25px}.document-toc nav a{color:#536971;text-decoration:none}.document-copy{max-width:760px}.document-copy section{margin:0 0 32px;padding-bottom:20px;border-bottom:1px solid var(--line)}.document-copy h2{font-size:24px;line-height:1.3;letter-spacing:-.4px;margin:0 0 14px}.document-copy p,.document-copy li{font-size:15px;color:#536971}.document-copy ul{padding-left:22px}.document-copy li{margin-bottom:9px}.document-copy .callout{margin:0 0 30px}.document-copy .callout p{font-size:14px}.document-copy pre{white-space:pre-wrap;overflow-wrap:anywhere;background:#edf4f1;padding:20px;border:1px solid var(--line);border-radius:7px;font-size:13px;line-height:1.8}.document-end nav{display:flex;flex-wrap:wrap;gap:10px 20px;font-size:13px}.document-end{margin-top:35px}.document-copy .hint{font-size:12px}@media(max-width:800px){.document-layout{grid-template-columns:1fr;gap:25px}.document-toc{padding-bottom:20px;border-bottom:1px solid var(--line)}.document-toc nav{display:flex;flex-wrap:wrap;gap:10px 20px}.trust-hero h1{font-size:36px}.footer-links{margin-top:22px}}@media print{.document-toc,.trust-hero .breadcrumbs,.document-end{display:none}.document-layout{display:block}.document-copy{max-width:none}.trust-hero{background:white}}